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Principal Associate, Data Science- Retail Bank Marketing

McLean, VA, US
Salary
$0K/yr
Job Type
fulltime
Posted
11/24/2025

Job Description

Summary

Lead the development of machine learning models for retail bank marketing, driving efficiency and customer targeting at Capital One.

## Principal Associate, Data Scientist - Retail Bank Marketing

  • *About Capital One:**
Capital One is a Fortune 200 company that pioneered data-driven decision-making in financial services, utilizing advanced analytics and technology to personalize customer experiences.

  • *The Opportunity:**
Join our Retail Bank Marketing Data Science team to lead the development and implementation of cutting-edge machine learning models. You will play a crucial role in optimizing marketing efficiency, personalizing customer targeting, and forecasting the value of new initiatives across billions of customer records.

  • *What You'll Do:**
  • Collaborate with cross-functional teams, including data scientists, software engineers, and product managers, to deliver impactful solutions.
  • Design, build, train, evaluate, validate, and implement machine learning models through all development phases.
  • Leverage a diverse technology stack, including Python, Conda, AWS, H2O, and Spark, to extract valuable insights from large, complex datasets.
  • Translate intricate analytical findings and technical work into clear, tangible business goals for stakeholders.
  • *Who You Are:**
  • **Creative Problem-Solver:** You thrive on defining and solving complex, undefined problems and are not afraid to innovate.
  • **Influential Leader:** You challenge conventional thinking, drive improvements, and champion talent development.
  • **Statistically Minded:** Proficient in model building, validation, backtesting, and interpreting performance metrics (e.g., confusion matrices, ROC curves). Experienced with clustering, classification, sentiment analysis, time series, and deep learning.
  • **Data Guru:** Skilled in retrieving, combining, and analyzing large datasets from various sources, understanding that data comprehension is foundational to effective data science.
  • *Qualifications:**
  • **Required:**
* Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or related) + 5 years of data analytics experience, or * Master's Degree in a quantitative field or an MBA with a quantitative concentration + 3 years of data analytics experience, or * PhD in a quantitative field.
  • **Preferred:**
* Master’s Degree or PhD in a STEM field. * At least 3 years of experience in Python or R. * At least 3 years of experience with machine learning. * At least 3 years of experience with SQL.

Capital One may consider sponsoring qualified applicants for employment authorization. We offer a comprehensive and competitive benefits package.


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Company Details

Company Size:52,000
Founded:1994
Headquarters:Capital One Tower, Tysons, Virginia, U.S.

About

Capital One Financial Corporation is an American bank holding company founded on July 21, 1994, and specializing in credit cards, auto loans, banking, and savings accounts, headquartered in Tysons, Virginia, with operations primarily in the United States. It is the ninth largest bank in the United States by total assets as of September 30, 2024, the third largest issuer of Visa and Mastercard credit cards, and one of the largest car finance companies in the United States.

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